Niches

WE SPECIALIZE IN CUSTOMIZED SERVICES FOR SPECIFIC NICHE MARKETS

 

Solutions

INNOVATIVE SOLUTIONS DELIVERED TO YOUR BUSINESS

Services

PLEASE SELECT ONE OF THE FOLLOWING OPTIONS TO LEARN MORE

What is PCI Compliance?

The PCI Data Security Standard (PCI DSS), a set of comprehensive requirements for enhancing payment account data security, was developed by the founding payment brands of the PCI Security Standards Council, including American Express, Discover Financial Services, JCB International, MasterCard Worldwide and Visa Inc. Inc. International, to help facilitate the broad adoption of consistent data security measures on a global basis.

The PCI DSS is a multifaceted security standard that includes requirements for security management, policies, procedures, network architecture, software design and other critical protective measures. This comprehensive standard is intended to help organizations proactively protect customer account data.

The PCI Security Standards Council will enhance the PCI DSS as needed to ensure that the standard includes any new or modified requirements necessary to mitigate emerging payment security risks, while continuing to foster wide-scale adoption.

Ongoing development of the standard will provide for feedback from the Advisory Board and other participating organizations. All key stakeholders are encouraged to provide input, during the creation and review of proposed additions or modifications to the PCI DSS.

The core of the PCI DSS is a group of principles and accompanying requirements, around which the specific elements of the DSS are organized:

Build and Maintain a Secure Network

Requirement 1: Install and maintain a firewall configuration to protect cardholder data
Requirement 2: Do not use vendor-supplied defaults for system passwords and other security parameters

Protect Cardholder Data

Requirement 3: Protect stored cardholder data
Requirement 4: Encrypt transmission of cardholder data across open, public networks

Maintain a Vulnerability Management Program

Requirement 5: Use and regularly update anti-virus software
Requirement 6: Develop and maintain secure systems and applications

Implement Strong Access Control Measures

Requirement 7: Restrict access to cardholder data by business need-to-know
Requirement 8: Assign a unique ID to each person with computer access
Requirement 9: Restrict physical access to cardholder data

Regularly Monitor and Test Networks

Requirement 10: Track and monitor all access to network resources and cardholder data
Requirement 11: Regularly test security systems and processes

Maintain an Information Security Policy

Requirement 12: Maintain a policy that addresses information security

Source: www.pcisecuritystandards.org

The PCI Professionals Solution

Powered by First Data, we have established a relationship with a third party, SecurityMetrics, a leading provider of PCI audit and scan services and ASV. At PCI Professionals, we are dedicated to informing our merchants about their responsibility to comply with PCI DSS and assisting them in certifying and validating their compliance.

As of July 1st, 2010, all merchants must maintain PCI DSS compliance at all times and recertify their compliance annually (or quarterly, as applicable) in order to avoid the Non-Receipt of PCI Data Validation Fee.

As part of the Program we will make available to merchants (that do not require a quarterly scan) a data security policy for use in their business; professional and online assistance with the completion of the SAQ; and, quarterly network scans (applies to merchants with externally facing internet protocol addresses only).

Upon successful certification of a merchant’s compliance with PCI DSS, SecurityMetrics will provide us with the information necessary to meet the payment brands’ merchant PCI DSS compliance validation reporting requirements. Therefore, no reporting is required from Merchant.

Call us now to learn more. As always, there is no obligation and the consultation is 100% FREE!