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High-Risk Processing Solutions

Electronic Processing for High Risk Merchants and Online Businesses

If you operate an online business, payment processing is a must. For some online businesses or merchants, that can often be difficult to do, because what they sell or the services they offer are considered “High Risk”. A number of factors may play into a company’s High Risk factor such as: high sales volume, inconsistent credit history, or businesses prone to fraud. Although some High Risk, online businesses report soaring profits, High Risk Merchants Account Processing have a hard time accepting online payments because of the scarcity of High Risk merchant accounts. PCI Professionals can help solve this problem. Businesses that fall into the following categories may be deemed high risk:

  • A merchant with inconsistent credit history
  • A merchant in the fields of telemarketing, travel, online pharmacy, gaming, ticketing, downloadable software, and adult entertainment.
  • Unregistered businesses.
  • A business or vendor with a history of bankruptcy, credit problems, and/or fraudulent dealings, previously banned by merchant account providers or credit card processing companies.
  • A business susceptible to fraud due to a large volume of transactions and sales.
  • A small business with a very small amount of transactions, resulting in small sales volume. Small businesses often cannot afford expensive fraud screening tools and software or do not have the money to invest in third party processor fees.

European Automated Clearing House (ACH bank debit)

Americans use credit cards more than anyone else in any other country. In Europe, checks are a standard form of payment. For a better return on investment, merchants should consider accepting European checks. Merchants who accept European Checks report an additional 10% to 20% or more to their net income.

US Automated Clearing House (ACH Check Processing)

This is PCI Professionals best Internet Check payment product to date. PCI Professional’s US ACH Check Processing includes real-time account status check and instant age verification. Take advantage of this feature, which could result in a better bottom line.