There are two main aspects of credit card security, AVS and CVV. These two forms of verification will validate that a customer is the genuine credit card holder.

AVS
“AVS” Address Verification Service is what determines if the address provided by the customer matches the address of the credit card.

CVV
“CVV” also known as the Card Verification Value is the three to four digit number found on the back of a credit card. This code is only found on the credit card therefor making a strong suggestion that the card is on the hand of a customer.

Carrying a credit card is a form of security since most banks are willing to reimburse their clients should they end up in a dispute with your business over the quality of your products or services. Cash on the other hand is prone to theft or loss without any one to back it up.

These tips are a way to prevent fraudulent credit card transactions:

• 1. Make sure that the customer fills out all appropriate fields on the order form
• 2. Most fraudulent credit cards transactions fail to pass the Address Verification Check (AVS)
• 3.Record the I.P. address to every transaction; this will be of help if you are involved in a fraud investigation
• 4. It is very suspicious if a new customer makes a high order amount. Most customers new to a store specially an online store will first buy a few items to see if the quality is up to their standards.
• 5. Ask for the CVV code on your online order form. CVV codes are usually a representation that the card is on the hand of the customer, since the only document carrying that information is the card itself.

These five tips are of great help but they do not necessarily mean that fraud cannot occur.

]]> http://www.pciprofessionals.com/prevent-online-frau/feed 4 http://www.pciprofessionals.com/secure-your-store-with-an-ssl http://www.pciprofessionals.com/secure-your-store-with-an-ssl#comments Thu, 20 Oct 2011 20:58:02 +0000 pcipress http://pciprofessionals.com/?p=928 If you have an online store or other retail site that accepts online orders and credit cards, you definitely want to provide a secure shopping environment for your shoppers. Using SSL technology protects your web site while helping customers trust you. The Secure Sockets Layer (SSL) encrypts the customer’s information and credit card data as it is sent over the Internet -making it more secure and the information less visible to hackers. You wouldn’t want to send cash via mail on a translucent envelope, would you?
]]> http://www.pciprofessionals.com/secure-your-store-with-an-ssl/feed 1 http://www.pciprofessionals.com/increase-the-number-of-customers-with-wireless-card-processing http://www.pciprofessionals.com/increase-the-number-of-customers-with-wireless-card-processing#comments Thu, 20 Oct 2011 20:46:03 +0000 pcipress http://pciprofessionals.com/?p=923 As a merchant or entrepreneur having the ability to process credit cards wirelessly from anywhere is definitely an advantage. With the help of Internet access and mobile card processing, entrepreneurs can offer various types of services and instantly make a sale and process a client/customers credit card quickly. Giving you an edge on your competitors by making a sale from any location even a customer’s place of business. While your competitors are using stationary terminals for credit card processing at their very own business you’re going the extra mile meeting clients at their business to fit their busy schedule making the sale transaction efficient as possible and easy for the client.

Portable gadgets, notebooks, smart phones and pc tablets all make it possible to easily have access via Wi-FI and use integrated software to make sale transactions. Companies like Sky Bank Financial who use Internet access to process credit cards on a daily basis is a perfect example how an entrepreneur can increase his sales and clientele. Take advantage of mobility services for credit card processing then just using stationary terminals for your business. Merchants and entrepreneurs can benefit from low fees charged by web-based processing services and also have a guarantee of secure processing transactions with fraud prevention services that are offered. Credit Card Reader applications can ensure that the card information that has been registered is entirely correct and since you’re processing cards from anywhere via a keyboard and computer you’ll never have to use a terminal to swipe cards.

]]> http://www.pciprofessionals.com/increase-the-number-of-customers-with-wireless-card-processing/feed 1 http://www.pciprofessionals.com/figuring-out-how-to-save-on-credit-card-processing-fees http://www.pciprofessionals.com/figuring-out-how-to-save-on-credit-card-processing-fees#comments Thu, 20 Oct 2011 16:20:01 +0000 pcipress http://pciprofessionals.com/creditcardprocessing/?p=910 The right way to choose a credit card processing company is to look out for all the available features and services they can provide. For business owners who are just now starting to accept credit card payments, it is imperative to educate yourself on the basics of what is available to you and how it can help make sale transactions for your business an easier process for your customers.
For potential small business owners sale terminals with credit card processing are a necessity. Credit card processing companies can set you up with a variety of terminal solutions that can be beneficial to the needs of your business. Even the options to lease or buy the terminals are something you may want to look into. Does your business do a lot of mobile events? Wireless processing terminals could be an outstanding selection.

When selecting the right credit card processing company for your business always take into account, obviously the service but also support rating. On-line businesses may find it a hassle to set up online payment processing and gateway setup when their webmaster isn’t available. Tech support is a necessity for proper set up and upkeep of transaction processing services. Professional support services are crucial to a credit card processing company if they expect to meet up to the expectations of any business. So the most effective organization needs to be able to provide you customer tech support in a timely fashion with professionalism.
When operating a smaller business, there will essentially be some features and characteristics a payment processing company will provide which you basically won’t find useful to your business. However, if you ever plan to expand, you may end up realizing that these capabilities may be useful for the operation of your expanding business. A credit card processing company should provide your business with the necessary functions that will allow possibility for business growth.

But the most important factor to take into account of course is cost. What are their rates? Does this company plan to give you the minimum charges on fees as well maintaining a short contract? Also, be careful with hidden charges and costly transaction fees from shady companies. Companies who do that clearly don’t have the best interest of a small

]]> http://www.pciprofessionals.com/figuring-out-how-to-save-on-credit-card-processing-fees/feed 1 http://www.pciprofessionals.com/hello-world-2 http://www.pciprofessionals.com/hello-world-2#comments Sun, 17 Apr 2011 01:02:50 +0000 admin http://webdesignservices.ws/pciprofessionals/?p=1 Welcome to PCI Professionals
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