What is PCI Compliance?

The PCI Data Security Standard (PCI DSS), a set of comprehensive requirements for enhancing payment account data security, was developed by the founding payment brands of the PCI Security Standards Council, including American Express, Discover Financial Services, JCB International, MasterCard Worldwide and Visa Inc. Inc. International, to help facilitate the broad adoption of consistent data security measures on a global basis.

The PCI DSS is a multifaceted security standard that includes requirements for security management, policies, procedures, network architecture, software design and other critical protective measures. This comprehensive standard is intended to help organizations proactively protect customer account data.

The PCI Security Standards Council will enhance the PCI DSS as needed to ensure that the standard includes any new or modified requirements necessary to mitigate emerging payment security risks, while continuing to foster wide-scale adoption.

Ongoing development of the standard will provide for feedback from the Advisory Board and other participating organizations. All key stakeholders are encouraged to provide input, during the creation and review of proposed additions or modifications to the PCI DSS.

The core of the PCI DSS is a group of principles and accompanying requirements, around which the specific elements of the DSS are organized:

Build and Maintain a Secure Network

Requirement 1: Install and maintain a firewall configuration to protect cardholder data
Requirement 2: Do not use vendor-supplied defaults for system passwords and other security parameters

Protect Cardholder Data

Requirement 3: Protect stored cardholder data
Requirement 4: Encrypt transmission of cardholder data across open, public networks

Maintain a Vulnerability Management Program

Requirement 5: Use and regularly update anti-virus software
Requirement 6: Develop and maintain secure systems and applications

Implement Strong Access Control Measures

Requirement 7: Restrict access to cardholder data by business need-to-know
Requirement 8: Assign a unique ID to each person with computer access
Requirement 9: Restrict physical access to cardholder data

Regularly Monitor and Test Networks

Requirement 10: Track and monitor all access to network resources and cardholder data
Requirement 11: Regularly test security systems and processes

Maintain an Information Security Policy

Requirement 12: Maintain a policy that addresses information security


The PCI Professionals Solution

Powered by First Data, we have established a relationship with a third party, SecurityMetrics, a leading provider of PCI audit and scan services and ASV. At PCI Professionals, we are dedicated to informing our merchants about their responsibility to comply with PCI DSS and assisting them in certifying and validating their compliance.

As of July 1st, 2010, all merchants must maintain PCI DSS compliance at all times and re-certify their compliance annually (or quarterly, as applicable) in order to avoid the Non-Receipt of PCI Data Validation Fee.

As part of the Program we will make available to merchants (that do not require a quarterly scan) a data security policy for use in their business; professional and online assistance with the completion of the SAQ; and, quarterly network scans (applies to merchants with externally facing internet protocol addresses only).

Upon successful certification of a merchant’s compliance with PCI DSS, SecurityMetrics will provide us with the information necessary to meet the payment brands’ merchant PCI DSS compliance validation reporting requirements. Therefore, no reporting is required from Merchant.

Call us now to learn more. As always, there is no obligation and the consultation is 100% FREE!

Corporate Profile

Company PCI Professionals is a full service payment processing company offering all types of businesses an array of services including credit card processing, debit card processing, cash advance, electronic benefits transfer, electronic check services, gift card and loyalty programs, equipment sales, leasing programs, 24 hour customer service, supplies, technical support, and more. An emerging player in the industry, PCI Professionals is quickly being recognized as a national leader for providing cost-effective products and services to Merchants all across America.


Miami, Florida, USA


Financial, Payment Cards

Mission Statement

PCI Professionals is dedicated to one goal: the creation of economic value for our stockholders, employees and merchants. Through our client-centric organization and focus on the development of effective solutions to meet our clients’ needs, we are executing our deep commitment to our clients and conducting all aspects of our business with integrity, honesty and the highest of ethical values.

We aim to achieve our goal of economic value by:

  • Creating a healthy work environment for our agents and sales representatives where they can develop skills and expand knowledge in an industry where our company’s success is directly determined by our employee’s success.
  • Maximizing the number of merchant accounts by aggressively recruiting and training qualified agents and sales representatives.
  • Supporting our qualified agents and sales representatives through the development of sales and marketing campaigns that drive success and increase brand awareness.
  • Providing innovative payment processing solutions that respond to the needs of the marketplace and create success for our merchant’s businesses, customers, and their employees. This can only be done by increasing savings and promoting technological advances.
  • Customizing a solution, designed to maximize our merchant’s revenue, security, and reliability.
  • Providing the highest quality personalized service, attention and dedication, potentially resulting in the significant retention of our merchants.